Blog authored by: Sherri Ketai
A Hebrew Free Loan (HFL) interest-free loan can help families (that have financial need or may just not have the necessary cash-flow) to pay for summer camp experiences and for Israel travel. This comes in VERY handy when a lump-sum deposit or final amount is due in the spring, and many families do not have the ability to make that deadline. An HFL loan for a qualifying family (subject to a customized loan pay-off timeline) will allow them to pay back HFL over 12 months—without interest, of course.
As a newer Board member at HFL, I asked if the general Jewish community is aware of these loans and whether or not camps (besides Tamarack) are promoting this to their families.
We think that many overnight and day camps where Jewish kids regularly attend (in Michigan and throughout our region) are NOT AWARE and have never promoted this opportunity to their Michigan-based Jewish families.
This blog is the first step HFL will be taking to expand awareness to the following overnight camps: Tavor, Tamakwa, Tanuga, Interlochen, Ramah, GUCI, Walden, and Wooden Acres. This is not an exhaustive list, but it is where we will be starting.
Summer day camps at the Jewish Community Center (JCC) and at many synagogues also serve families who may have difficulties in paying a lump-sum camp deposit. HFL will reach out to remind all of these groups that their families also may be eligible for HFL summer camp loans.
Another amazing program in our community is the Israel Teen Mission of The Jewish Federation and many partnering synagogues. This is an expensive but life-changing Israel experience for our Jewish teens, but again—many families may have a tough time meeting the cost to send their kids (even with scholarships that are available). HFL can provide interest-free loan assistance that makes the Teen Mission a reality, as well.
HFL is expanding our horizons, so spread the word!Tags: camp, interlochen, jewish, loans, michigan, ramah, summer, tamaraack, tanuga, teen mission, wooden acres